Earn Interest on Crypto

Flexible, high-yield returns – no minimum deposit, no lock-up period, withdraw anytime.

7.2%

APR

6.5%

APR

Fulcrum
supports lending

sai

5.3%

eth

5.3%

knc

5.3%

link

5.3%

wbtc

5.3%

zrx

5.3%

susd

5.3%

usdt

5.3%

Who are
the borrowers?

Borrowers are individuals who want to use their digital assets to build leveraged positions. This is also referrred to as “margin trading.” Fulcrum enables borrowers to create a leveraged position by borrowing assets from lenders.

Where does the
interest come from?

The interest paid to lenders comes from the fees paid by borrowers in exchange for access to liquidity when trading on margin. Fulcrum extends the bZx protocol by giving users the ability to create tokenized loans and margin positions.

How safe is it?

Overcollateralized

Borrowers must maintain the collateral-to-loan ratio specified by the terms of the loan or the collateral will be liquidated to repay the lender and maintain sufficient liquidity for dApps using the protocol.

Secure Oracles

Chainlink’s decentralized oracle network is used for price information.

Audited Smart Contracts

The bZx base protocol has been successfully audited by leading blockchain security auditor ZK Labs, headed by Matthew DiFerrante, Dean Eigenmann, Nick Johnson, and Harry Roberts and available here.

Insurance fund

10% of the interest paid by borrowers goes to an Insurance Fund for mitigating potential losses suffered by lenders in the event that undercollateralized loans are not properly liquidated.

How much can I earn?

Asset

Quantity

Earn up to:

$30.56

/month

Compare vs. traditional finance

Lending stablecoins
with Fulcrum

TD Bank

SoFi

Wealthfront

Betterment

Industry Average

How do I lend crypto with Fulcrum?

Three clicks. No minimum deposit, no lock-up period, withdraw anytime

1

Choose the asset you want to lend

2

Enter the quantity and confirm transaction

Lend

To Earn interest

Need help?

“No centralization” doesn’t mean “no customer support.” We’re here to help!

Contact us